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Friday, August 15, 2008
Wednesday, August 13, 2008
Text to Find an ATM!
As financially savvy LA Financial members, everyone already knows that you can go to any ATM with the CO-OP logo and withdraw cash from your LA Financial account fee-free, right? Why is this cool? Because there are over 25,000 CO-OP ATMs nationwide where you can get cash! I'm not sure if you think this a lot, but check the big banks, and they don't even come close to having that many.
So how do you find all of these fee-free ATMs? You can check the CO-OP website , call 888-SITE-CO-OP, or you can text your location to MYCOOP (692667) and in 30 seconds you'll have the nearest CO-OP ATM location texted to you. Obviously standard texting rates from your phone service provider apply.
I personally love it that I can text from my phone to find an ATM because usually if I need cash it is unexpected. I use my debit card for everything.
So, I'm just sharing the tip! Don't pay at a foreign ATM when you can text to find one for free.
Friday, August 8, 2008
Sharing Knowledge
Here are some pictures from some of the financial education classes I taught =) .
I have come to realize that after explaining all the free features that LA Financial offers, people, my friends, and even family are still using Pay Day lenders to cash their paychecks. WHY??? WHY would anyone pay for something when they can just as easily get it for free????
It is SO SO SO important to realize that even though you may only be spending $3.00 to cash your pay check, that is $3.00 more then you would ever have to pay if you belonged to a financial institution. Do people realize that if you did that every time you received a pay check you would've spent $72 in a year just to get YOUR money. That is $72 that should be in your pocket!!! Belonging to a credit union is FREE why would you pay for something you can get for FREE!
Also, it's important to build a relationship with a financial institution. You can't go through your whole life cashing checks at Pay Day lenders and expect to be able to buy all the things you want or even save for the things you want. You will need to establish credit and you will need loans! You can only get loans if you have established credit.
I know that it is incredibly intimidating to walk into a financial institution and feel like you don't know what your doing. This is why we have people there to answer your questions. They want to help you because they want you to become a member. You have the power... so even if you feel like you don't know anything that is completely OK... You can call, write or go online to find almost any question you have.
So... go out and become a member!!! Save yourself some money!!!
Friday, August 1, 2008
What did you do today to "Save Some Green"?
LA Financial Credit Union is YOUR eco-conscious credit union. We believe environmentally-friendly business practices are extremely important, and this is another way your local credit union is doing everything possible to support your community.
- We offer green accounts
- We encourage the use of e-statements
- We use email for marketing promotions - we send at least one email blast per month with new and exciting offers
- We encourage the use of free bill-pay
- We offer debit and credit cards
- We offer payroll deduction and direct deposit
- We print most of our marketing materials on recycled paper with soy or corn-based inks
- We reward employees who take alternative transportation methods to work
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