Sprig: a new kind of branch

Sprig: a new kind of branch

Some of you may have a savings account with one credit union, a checking account at another – maybe even a credit card at a third. Now there is a way to manage your accounts at multiple credit unions all in one centralized location. It’s called Sprig and it’s available through your PC, mobile apps, or text banking.

Sprig is a free service that provides a new way to view and transfer money between accounts at different credit unions, including LA Financial, that participate in Shared Branching.

Sprig is based on the concept of a “wallet”, which you create using one of your credit union accounts. Once you have a Sprig Wallet, you can add more accounts to it, from as many participating institutions as you wish. Through your Sprig Wallet, you can view the balances, available credit, due dates, and transaction history from multiple credit unions all in one place. And you can instantly transfer funds between institutions.

Need to deposit a check? Instead of driving to a branch, just reach for your phone! Use the Sprig app to capture the front and back of your check and submit your deposit . Anytime-- anywhere.

Learn more and get started at http://www.getsprig.com/.

Social Networking Caution

Money Smarts
Social Networking Caution
I would like to use this blog post to remind everyone about the dangers of social networking.

According to AOL Original, 53 percent of fresh college grads are either unemployed or underemployed. One way to prevent being unemployed is to do a sweep of the social networking sites you use. This purpose is to avoid the red flags: provocative photographs, inappropriate remarks, illegal activities, discriminatory or insensitive language, negative comments.

Inappropriate content can even cause you to lose a scholarship. A good way to use social networking is to highlight accomplishments and avoid complaining.

In addition, changing your privacy settings is a great way to add security to your profiles.

I would also advise writing with correct grammar on these sites because employers and scholarship committees like to see consistently good writing.

If you are asked to “like” a page or friend a representative, you are definitely on notice that your profile will be examined shortly.
Overall, be aware that your online activities can reduce your opportunities if you let them.
What is your experience with having your social networking sites visited by employers, future employers, scholarship committee members, and so forth?
 
BLOGGER BIO
NAME: Bridget
ABOUT ME: I'm a first year law student at the University of Chicago Law School. This summer, I will be in San Diego for six weeks completing a law school prep program. I am also attending a conference at Wake Forest University called Liberty and Society. In between my programs, I will be volunteering at my local library. I miss working at the Franklin Mint Federal Credit Union as I have done in previous summers. I graduated from the Robert E. Cook Honors College at the Indiana University of Pennsylvania in May 2011, and this is a very exciting time in my life.