Holiday Hours - Martin Luther King, Jr. Day

LA Financial Credit Union and Havasu Community Credit Union will be closed on Monday, January 19, 2015 in celebration of Martin Luther King, Jr. Day. 


 You can access your account 24/7 with your Debit/ATM card, anytimeBanking or anytimeMobile.

Up to 90-Day No Payment Auto Loan

Get a New or Used Auto Loan and make no payments for up to 90 days!
As a member-owner of LA Financial Credit Union you deserve options that will benefit you! We are excited to announce an auto loan program with New or Used Auto Loan Rates as low as 1.90% APR* - with up to 100% financing and where your first payment is deferred** for up to 90 days. Now that's unbeatable!

With LA Financial’s great low rates, you may also save money on your monthly payments and lower your total cost of financing. Best of all, you can use this loan on the purchase of a new or used vehicle, or to refinance an existing loan from another financial institution.

Get pre-approved for an auto loan before you shop! 

Knowing how much car you can afford will come in handy when you’re trying to negotiate a deal. In addition knowing what you can afford will save you time by leading you straight to vehicles in your price range. Apply online here.

This is a limited-time offer, so hurry and take advantage of this great opportunity!

To apply for an auto loan or to discuss all of your options with our lending experts,  Click Here to apply now. If you aren't a member, click here to open your account  today.

* APR= Annual Percentage Rate. At 1.90% APR, your monthly payments are just $17.50 per $1,000 borrowed for 60 months. Discounted rate includes 0.50% reduction for checking account with Direct Deposit -OR- 0.25% reduction for automatic payment & 0.25% reduction for Direct Deposit/Payroll Deduction (maximum 0.50% total rate discount per loan). 100% Loan-to-Value on all cash-out refinances. Maximum mileage  All rates are quoted on approved credit as Annual Percentage Rates (APRs). Some restrictions may apply. Loan approval subject to credit and income evaluation. Consumer loan rates may vary depending on credit profile, term, mileage, and the amount financed. Rates and terms are subject to change without notice.

**Qualifying member may select to defer their first payment for up to 90 days from the loan funding date. Interest will accrue during deferral period. Minimum FICO score 650. Subject to credit approval Cannot be combined with other offers

Download our App

iPhone - Download App or search for "LA Financial" in the iPhone App Store.
Android - Download App or search for "LA Financial" in the Android Market.
Blackberry - Visit mobile.lafinancial.org

If you have questions about using anytimeMobile, call us at (800) 894-1200 and we'll help you get started.

anytimeMobile (Mobile Banking)

LA Financial's anytimeMobile (Mobile Banking) is like having the convenience and security of anytimeBanking in the palm of your hand. As long as you're an active anytimeBanking user, you can view your accounts and make transactions from your mobile device. You can also download an App for your iPhone or Android phone. It goes with you anyTime, anyPlace, anyWhere!

With anytimeMobile you can:

• Make Balance Inquiries
• View Account Histories
• Pay Bills
• Deposit a Check
• Make Fund Transfers within your account or out to other members
• Make Online Loan Payments
• Find ATM locations
• Find Branch or CO-OP Shared Branch Network Locations

anytimeDeposit

Make your check deposits with your mobile devices. It’s as easy as taking a picture.

Remember when anytimeBanking first allowed you to enjoy online home banking at LA Financial…any time…from your computer? It seemed so revolutionary. Then we introduced anytimeMobile (providing account access from your mobile device), and “any where” was added to “any time.”

So, it shouldn’t come as a surprise that we have once again raised the bar in cutting-edge convenience. Available in early July, anytimeDeposit will be the ultimate in banking convenience.

anytimeDeposit will allow you to deposit a check to any of your LA Financial accounts (Checking, Savings, or Money Market) just by using your cellular phone, smart phone, or other mobile device that is web-enabled.

Simply access your account with anytimeMobile, select our new deposit function, and take a picture of the check — front and back with your mobile device. (Don’t forget to endorse the check as usual before photographing.) Follow the prompts and send.

The check images and associated deposit information will be delivered securely to LA Financial. Just that quickly! It sure beats standing in a long line at lunch hour to deposit your check, or driving to an ATM to make a deposit.

Better still — like all our “anytime” services — anytimeDeposit is FREE.* You need only enroll. And to do this, you must first be enrolled in anytimeBanking as well as anytimeMobile.

Download the App

iPhone - Download App or search for "LA Financial" in the iPhone App Store.
Android - Download App or search for "LA Financial" in the Android Market.
Blackberry - Visit mobile.lafinancial.org

If you have questions about using anytimeMobile, call us at (800) 894-1200 and we'll help you get started.

Need Some Extra Dough for the Holidays?

Need Some Extra Dough for the Holidays?

Take Advantage these Three Holiday VISA Specials! 2.99% APR Double Reward Points Skip your December Payment

2.99% APR Holiday Promotion  Take advantage of our low Visa Credit Card holiday promotional rates starting as low as 2.99% APR¹ on all retail purchases made between November 15th, 2014 and December 31st, 2014! No need to register your card, all current and new cardholders will receive these promotional rates! Following this promotion, standard rates as low as 11.96% APR². Your LA Financial Visa Credit Card or Havasu Community Credit Union VISA Card is the ideal way to pay for all of your holiday expenses! No annual fee. 25 day grace period. Simplify your everyday spending and forget the hassles of cash and checks. 24/7 anytimeBanking access to check balances, look up transactions, and make payments. Receive protection against fraud with the Visa Zero Liability policy. If your card is ever lost or stolen, you're not responsible for purchases you did not make. Enjoy worldwide acceptance. You can use your card at millions of places, including online and over the phone. Access to more than 562,000 ATMs worldwide. ¹Actual rates are based on your creditworthiness. Promotional Rates 2.99% APR and will apply to purchases made between November 15, 2014 and December 31, 2014. ²Standard Rates range from 11.96% APR to 14.96% APR and will apply beginning with your July 2015 statement cycle. Rates are fixed. Payments will be applied to lowest APR first. All loans are subject to credit approval. Fees include a $25 late payment fee, $5 statement copy fee, $20 returned convenience check fee and a foreign transaction fee of up to 1%, in U.S. Dollars, for certain international transactions.

Get Double Reward Points on all Purchases during the Holidays (VISA Platinum Rewards) Get a little something more this holiday season when you use your LA Financial Credit Union or Havasu Community Credit Union Visa® Platinum Rewards Credit Card for your shopping, travel, dining and entertainment. Between November 15 and December 31, 2014, you'll earn Double Reward Points each time you make an eligible purchase. And, redeem your points at the end of the holiday season and give yourself, or someone else, a gift with your well-earned rewards: Shop Merchandise - Get the goods. Shop retail items, including name brands, from our extensive catalog. With a range of electronics, household items, accessories and more, you'll find just the right way to redeem your rewards. Book Travel - Redeem your points for airline award flights to your favorite destinations. Use points for cruise and vacation discounts with our Dollars-Off program. Or get a free car rental for that road trip you've been meaning to take

Skip a Payment The skip your Visa payment program allows you to skip payment(s) on all of your qualified Visa accounts.  Use the extra cash to pay other bills or take that much needed vacation.  With the skip your Visa payment program you get to keep your cash when you need it most and use it for whatever you want!   If you qualify, you will be notified on your VISA statement. To qualify members must have a minimum current balance of $500 and less than 100% of credit line utilization, be current and otherwise in good standing. Other qualifications may apply.  Interest will continue to accrue.   If you do not not already have a LA Financial Credit Union or Havasu Community Credit Union VISA card, you can apply by clicking here.

Important Information for Apple Users - Masque Attack

Earlier this week, the FireEye security company released a report about an iOS vulnerability referred to as “Masque Attack” (Details available at http://www.fireeye.com/blog/technical/cyber-exploits/2014/11/masque-attack-all-your-ios-apps-belong-to-us.html). The US Government’s Computer Emergency Readiness Team has also released an alert (https://www.us-cert.gov/ncas/alerts/TA14-317A). The “Masque Attack” vulnerability could allow an attacker to install a malware-filled app on top of a legitimate iOS app over the internet.

This is a vulnerability in the iOS operating system rather than in any specific iOS app, and thus only Apple will be able to resolve the vulnerability. Unfortunately, we do not have an official statement from Apple regarding this vulnerability in iOS at this time. We recommend that iOS users follow these guidelines for protecting their phones:

1.       Don’t install apps from third-party sources other than Apple’s official App Store.

2.       Don’t click “Install” on a pop-up from a third-party web page, no matter what the pop-up says about the app. The pop-up can show attractive app titles crafted by the attacker.

3.       When opening an app, if iOS shows an alert with “Untrusted App Developer”, as shown here (http://www.fireeye.com/blog/wp-content/uploads/2014/11/IMG_0001.jpg), click on “Don’t Trust” and uninstall the app immediately.

What is the POODLE Vulnerability and How Can You Protect Yourself?

What is POODLE? It stands for “Padding Oracle On Downgraded Legacy Encryption.”

If an attacker using a Man-In-The-Middle attack can take control of a router at a public hotspot, they can force your browser to downgrade to SSL 3.0 (an older protocol) instead of using the much more modern TLS (Transport Layer Security), and then exploit a security hole in SSL to hijack your browser sessions. Since this problem is in the protocol, anything that uses SSL is affected.

As long as both the server and the client (web browser) support SSL 3.0, the attacker can force a downgrade in the protocol, so even if your browser tries to use TLS, it ends up being forced to use SSL instead. The only answer is for either side or both sides to remove support for SSL, removing the possibility of being downgraded.

How Can We Solve the Problem?

Since there’s no way to solve the problems with SSL, the only solution is for browser makers and web servers to upgrade everything to remove support for SSL and require only TLS encryption.

Most of the large web companies are removing support for SSL after this problem came to light, but it will take a while for everybody to do so.Google and Firefox have already announced that they will be removing support in the future but for now, it is extremely easy as an end-user to disable SSL 3.0 in IE. 

You can remove support for SSL from your browser using one of the methods outlined below — or if you are using Firefox or Google Chrome and aren’t using hotspots all the time, you could wait for them to update the browser. Or you can make sure that you’ve fixed the problem yourself.

Disabling SSL 3.0 in Mozilla Firefox

Start by opening up your Firefox browser and navigating to the SSL Version Control download page in Firefox.

When it has successfully been installed, you can enter “about:addons” into the navigation bar and select the “SSL Version Control” extension. You can click on “Options” to see the settings for the extension. Ensure that the “Automatic Updates” are on and that the “Minimum SSL Version” is set to “TLS 1.0”

After Firefox 34 has been released, you can feel free to disable the extension or uninstall it.

Disabling SSL 3.0 in Google Chrome

Simply go to your Google Chrome desktop icon and right click on it then select “Properties” at the bottom of the popup menu.

In the “Properties” window you will see a text input box that says “Target.” Simply click in this box and press the “End” button on your keyboard. Next, press the “Spacebar” and copy and paste this text onto the end.

--ssl-version-min=tls1

Press “Apply” then click “Continue” in the popup window then press “OK.”

Now your browser will automatically reject SSL 3.0 certificates and only accept TLS 1.0 and higher. It’s worth noting that if you launch Chrome through any other shortcut on your computer, it won’t be using this flag.

Disabling SSL 3.0 in Internet Explorer

Microsoft has not yet announced when they are planning to address the SSL 3.0 issue so it is best to disable it yourself by opening your “Start” menu and typing in “Internet Options.”

Go to the “Advanced” tab and scroll down to the “Security” section until you see the SSL and TLS options, and then un-check the option for Use SSL 3.0, and enable TLS instead.

This way you can be sure that your Internet browsers are all secure from any potential POODLE attacks.

Vote for your fave KasasaT

It’s a win-win! Vote for your fave KasasaT at http://shout.lt/Hplb and you could 
win 1 of 50 free shirts. Plus, select LA Financial Credit Union on the entry form and we 
could win free shirts too! #DoYouKasasa?

Check your online presence for identity theft!

Regular checkups will alert you to any changes with your online status which may signal identity theft. Review your credit report to see if any unrecognizable accounts were opened in your name. Check for unexplained withdrawals or charges on your credit card and bank statements. You should also make sure your important bills and statements are coming to your address since the first step for some identity thieves is to change the mailing address for an account. By doing these simple things, you’re keeping a finger on the pulse of your finances, and that will help protect you from attempted identity theft or fraud.

Love your savings.

Everyone is looking for ways to save money, and that's just what Love My Credit Union Rewards is all about. 

LA Financial is excited to offer you, our member, exclusive discounts and benefits on products and services you use every day. Credit union members have already saved over $1 billion with Love My Credit Union Rewards discounts. So along with lower loan rates and fewer fees, here’s another way you can save even more.

·         Exclusive discounted pricing on most new Chevy, Buick, or GMC vehicles with the Credit Union Member Discount from GM

·         Save 10% on select regularly priced Sprint monthly service; businesses save 15% on select regularly priced Sprint monthly service. Plus, waived activation and upgrade fees (up to $36 savings for each)

·         Savings of up to 50% off other popular plans from Credit Union Auto Club

·         Save up to $15 on TurboTax Federal tax products

·         Save on services for your home from ADT, DIRECTV, Allied, and more

·         Earn cash back when you shop at over 1,500 online retailers with Love to Shop

The more offers you take advantage of, the more you save.  Start saving today at LoveMyCreditUnion.org.

Get Your Pre-Approval

Get pre-approved for an auto loan before you shop! Knowing how much car you can afford will come in handy when you’re trying to negotiate a deal. In addition knowing what you can afford will save you time by leading you straight to vehicles in your price range. Apply online here.

We Lowered Our Adjustable Mortgage Rates

The many benefits of owning your own home are legendary: tax deductions for mortgage payments (consult your tax advisor). . . the most solid hedge against inflation. . .and the opportunity to build equity over the years. . .are just a few. Homeownership is the American Dream. But unlocking that dream can be daunting these days.

Still, it does not have to be out of reach. The key is to get a mortgage that makes a new home fit into your budget from the start.

That’s where LA Financial comes in. Our always-superior home loans just got even better! Case in point: As of September 2nd, the rate on our most popular mortgage — the 5/1 Adjustable Rate Mortgage (ARM) — has been lowered. The new rate is just 2.889% APR*, fixed for 5 years (as the name implies), and adjusted thereafter for the remainder of the 30-year term. Amortized comfortably over the 30 years, this loan is designed to be affordable. At 2.889%APR, you pay only $415 per $100,000 borrowed. But the new super-low rate is not the only reason why our 5/1 ARM is super-desirable. Like our other conforming Adjustable Rate Mortgages — the 3/1, 7/1 and 10/1 ARM — this special loan features:

• NO points

• NO PMI (Private Mortgage Insurance)

• PLUS, amounts as high as 90% loan-to-value.

In short, your out-of-pocket costs are kept to a minimum.

Of course, we also offer all manner of First and Second Trust Deeds, including fixed-rate home loans, Conforming Loans (up to $417,000) and Super-Conforming Loans (up to $625,500), and terms of 10, 15, 20 and 30 years.

To find out what loan best suits your needs, visit our website at www.lafinancial.org or contact a Real Estate Representative at 800.894.1200 for more information and a rate quote. You can also apply online, at your convenience.

* For a $417,000 5/1 ARM loan for 30 years at an initial interest rate of 2.875%, the APR is 2.889%. A 5/1 ARM loan has a fixed interest rate for the first 5 years. After 5 years, the rate can change once every year for the remaining life of the adjustable-rate mortgage.  When the rate changes, the monthly payments will increase if rates go up and decrease if rates fall. Rate changes can occur annually according to the market index. For ARM interest rates, at adjustment, the new mortgage rate will be the weekly average yield on United States Treasury Securities adjusted to a constant maturity of 1 year, as made available by the Federal Reserve Board, plus a margin of 2.750% subject to annual and lifetime adjustment caps. Interest rate and APR is based on current market rates, for properties located in the states of California and Arizona. These rates are not guaranteed, are current as of 9/23/14, are subject to change without notice and may be subject to pricing add-ons related to property type, loan-to- value, credit score, occupancy type, and other variables. Monthly payment does not include taxes or insurance so the actual monthly cost may be greater. Call for details. This is not a credit decision or a commitment to lend.

LA Financial Staff raised $1780 for Children's Miracle Network Hospitals

Members of our staff donated $25 to wear jeans on the five Wednesday's leading up to September 10th. Our goal was to raise $1,000 for Children's Miracle Network Hospitals and we have exceeded our goal and raised $1,780. Awesome job LA Financial Staff!!!

Now, Our Vehicle Loan Rates are the SAME for New, Used and Refinanced!

As Good As New!! L.A. Financial has done it again!  We've revved up the savings when it comes to buying a pre-owned car, truck or van...or refinancing the one you have...by down-shifting our used car loan rates to match those of new cars. As of September 2nd, our Used Vehicle Loans will feature the same rock-bottom rates - as low as 1.90% APR - once reserved for our New Vehicle Loans!    And like their "new" counterparts, these winning rates come with terms up to 5 years.In dollars and cents, that means you don't need a down payment.  And your monthly payments will be just $17.49 for every $1,000 borrowed for five years.  Now that's affordable!  But it gets better.  We offer even longer terms - six and seven years - at slightly higher rates, to provide smaller monthly payments for larger loan amounts.  Here again, these same rates and terms are available on used vehicle loans. As low as 2.15% APR on 6 year terms ($14.83 per $1,000 borrowed) As low as 2.40% APR on 7 year terms ($12.96 per $1,000 borrowed) Now, here's the amazing part: This exceptional opportunity is not just intended for "pre-owned" vehicles a couple years old.  Our "good as new" rates and terms apply to all vehicles - cars, trucks, and vans - UP TO 10 YEARS OLD! This gives you maximum flexibility when you shop for a pre-owned car.... or if you decide to refinance your current vehicle financed with another lender, or owned free and clear.  That's right.  You can use your paid-off car, up to 10 years old, to secure a loan with rates as low as 1.90% APR and get the cash back!  And at LA Financial, there are no loan origination fees, and no pre-payment penalties...ever.  Got the old car blues?  Visit us at www.lafinancial.org, use our rate calculators, and find out how much money you can save.  Then get pre-approved today so you can shop with the power of cash in hand.  Get your best deal with a vehicle loan that's as good as new. * APR= Annual Percentage Rate.  Discounted rate includes 0.50% reduction for checking account with Direct Deposit -OR- 0.25% reduction for automatic payment & 0.25% reduction  for Direct Deposit/Payroll Deduction (maximum 0.50% total rate discount per loan). 100% Loan-to-Value on all cash-out refinances. Maximum mileage 100,000 (36-60 months) 85,000 (72 months) 50,000 (84 months) Maximum loan amount $150,000.  All rates are quoted on approved credit as Annual Percentage Rates (APRs). Some restrictions may apply. Loan approval subject to credit and income evaluation. Consumer loan rates may vary depending on credit profile, term, mileage, and the amount financed. Rates and terms are subject to change without notice.

The Credit Union will be closed on Monday, September 1 in observance Labor Day

LA Financial Credit Union and Havasu Community Credit Union will be closed on Monday, September 1 in observance of Labor Day. Accounts can still be accessed via ATM, anytimeBanking and anytimeMobile.

Free Checking that pays rewards!

Would you like to have a FREE checking account that pays rewards and gives you refunds on ATM fees nationwide?

Kasasa Cash Checking*

Earn 2% APY+on balances up to $10,000 if qualifications are met, or 0.01% APY* on all balances if qualifications aren't met.

 Click Here To Open Online...

Kasasa Cash Back Checking**

Earn 3% Cash Back on everyday debit card purchases if qualifications are met.                                   

 Click Here To Open Online...

Kasasa Tunes Checking*** Get $6 every  month in refunds on iTunes and Amazon.com purchases and a $5 sign-up bonus if qualifications are met.                                    Click Here To Open Online...

Earning Rewards is Easy. Simply do the following transactions and activities in your Kasasa checking account each monthly qualification cycle:                                   Have at least 15 debit card purchases post and settle Be enrolled and receive eStatement notices Have at least 1 automatic payment (ACH) post and settle or have at least one bill pay transaction post and settle If you don't meet all of the qualifications one month, don't worry. You still have a FREE checking account. Plus, you can get back to earning rewards and nationwide ATM rebates the very next month. Click here to compare all of our checking accounts including Kasasa. Get Kasasa Today! Open your Kasasa Account online with anytime eXpress! *Kasasa Cash +Apy = Annual Percentage Yield. APY's accurate as of 06/02/2014. Rates may change after account is opened. Minimum to open is $25.00. If qualifications are met each monthly qualification cycle: (1) domestic ATM fees incurred during qualification cycle will be reimbursed up to $20.00 and credit to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 2.00%; and (3) balances over $10,000 earn 0.05% dividend rate on portion of balance over $10,000, resulting in 2.00%-0.23% APY depending on the balance. If qualifications are not met, all balances earn 0.01% APY. Qualifying transactions must post to and settle account during monthly qualification cycle. Accounts closed mid-cycle before dividends are posted will not receive accrued dividends. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. Limit one account per SSN.  Transfers between accounts do not count as qualifying transactions. **Kasasa Cash Back Minimum to open is $25.00. First two qualification cycles automatically qualify for rewards. When monthly qualifications are met, you receive 3.00% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $6.00 per monthly qualification cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees, incurred during qualification cycle will be reimbursed up to $20.00 and credit to account on the last day of monthly statement cycle. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. Limit one account per SSN.  Transfers between accounts do not count as qualifying transactions. ***Kasasa Tunes *Minimum to open is $25.00. First two qualification cycles automatically qualify for rewards. You will be refunded up to $5.00 for iTunes ® and/or Amazon.com® purchases that post to and settle account during the first 60 days after you open account. Refunds will be credited to account on the last day of statement cycle in which refundable purchases were made. In addition, each qualification cycle, earn up to $6.00 in refunds of iTunes® and/or Amazon.com® purchases if qualifications are met during previous monthly qualification cycle. Purchases must be made with debit card associated with your Kasasa Tunes account. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20.00 and credit to account on the last day of monthly statement cycle; ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.iTunes® is a registered trademark of Apple, Inc® and Amazon, com® is a registered trademark of Amazon Inc.® Apple Inc® and Amazon Inc® are not participants in or sponsors of this program. Limit one account per SSN.  Transfers between accounts do not count as qualifying transactions.

LA Financial Federal Credit Union auto loans lower than California average by 43%!

Click on Seal to see how much you can save. 

For 85 weeks in a row as of August 2014, LA Financial Federal Credit Union auto loan rates have consistently been lower than the California average. Of the 690 lenders consisting of 9,538 branch locations in California that Datatrac researched, a 60-month new car loan at LA Financial Federal Credit Union was 2.40%, which is 43% lower than the state average rate of 3.37%. Based on the California market average, they have a total of eight auto loan rates that outperformed the market. Two of the top performing products are a 48-month new car loan that beat the average by 41% and a 36-month new car loan that outperformed the competition by 38%.

In addition to being the best rate at LA Financial Federal Credit Union, a 60-month new car loan will also save the most money. Over the life of a $25,000 loan, this rate would save $937 in interest payments compared to the California average for the same product. The longest term offered by LA Financial Federal Credit Union, per Datatrac's review, is a 72-month auto loan. This term saves $391 in interest when compared to the state average on a used car loan.

LA Financial FCU is a certified with a Datatrac Great Rate Award® based upon their exceptional rates for auto loans.  For more information about how Awards are determined and to learn more about certification, please visit http:/www.datatrac.net/GreatRateAwards.

About Datatrac

Datatrac is an independent, unbiased research firm that has monitored deposit and loan rates, fees and product features for over 25 years on more than 100,000 banking locations in America.  Datatrac Great Rate Awards® certify that deposit and loan rates outperform the market average for comparable products.www.datatraccorp.com

Save up to 50% on LA County Fair Tickets!

Buy online at lacountyfair.com/buytickets  and use promo code: creditunion

LA Financial Staff Raises $1,755 for Children's Miracle Network Hospitals

Members of our staff are donating $25 to wear jeans EVERY Wednesday between now and September 10th. Our goal was to raise $1,000 for Children's Miracle Network Hospitals and so far we have exceeded our goal and raised $1,755 and we're not done yet. Awesome job LA Financial Staff!!!

Check out our latest commercial featuring our FREE Kasasa Checking Accounts.

Kasasa Checking

We're now proud to offer Kasasa checking accounts.

With each FREE Kasasa checking account you'll get refunds on ATM fees nationwide,* and earn the rewards you want.

Kasasa Cash® *

Earn 2% APY+ on balances up to $10,000 if qualifications are met, or 0.01% APY* on all balances if qualifications aren't met.

Kasasa Cash Back® **

Earn 3% cash back* on everyday debit card purchases if qualifications are met.

Kasasa Tunes® ***

Get $6 every month in refunds on iTunes® and Amazon.com® purchases and a $5 sign up bonus* if qualifications are met.

Earning your rewards is easy.

Simply do the following transactions and activities in your Kasasa checking account each monthly qualification cycle:

• Have at least 15 debit card purchases post and settle.
• Be enrolled and receive e-statement notices.
• Have at least 1 automatic payment (ACH) post and settle or have at least 1 bill pay transaction post and settle.

If you don't meet the qualifications one month, don't worry. You still have a free checking account. Plus, you can get back to earning rewards and nationwide ATM rebates the very next month.

Get Kasasa Today!! Open your Kasasa Account online with anytime eXpress

Click here to compare all of our checking accounts.

*Kasasa Cash +Apy = Annual Percentage Yield. APY's accurate as of 06/02/2014. Rates may change after account is opened. Minimum to open is $25.00. If qualifications are met each monthly qualification cycle: (1) domestic ATM fees incurred during qualification cycle will be reimbursed up to $20.00 and credit to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 2.00%; and (3) balances over $10,000 earn 0.05% dividend rate on portion of balance over $10,000, resulting in 2.00%-0.23% APY depending on the balance. If qualifications are not met, all balances earn 0.01% APY. Qualifying transactions must post to and settle account during monthly qualification cycle. Accounts closed mid-cycle before dividends are posted will not receive accrued dividends. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. Limit one account per SSN.  Transfers between accounts do not count as qualifying transactions.

**Kasasa Cash Back Minimum to open is $25.00. First two qualification cycles automatically qualify for rewards. When monthly qualifications are met, you receive 3.00% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $6.00 per monthly qualification cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees, incurred during qualification cycle will be reimbursed up to $20.00 and credit to account on the last day of monthly statement cycle. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. Limit one account per SSN. Transfers between accounts do not count as qualifying transactions.

***Kasasa Tunes *Minimum to open is $25.00. First two qualification cycles automatically qualify for rewards. You will be refunded up to $5.00 for iTunes ® and/or Amazon.com® purchases that post to and settle account during the first 60 days after you open account. Refunds will be credited to account on the last day of statement cycle in which refundable purchases were made. In addition, each qualification cycle, earn up to $6.00 in refunds of iTunes® and/or Amazon.com® purchases if qualifications are met during previous monthly qualification cycle. Purchases must be made with debit card associated with your Kasasa Tunes account. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20.00 and credit to account on the last day of monthly statement cycle; ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.iTunes® is a registered trademark of Apple, Inc® and Amazon, com® is a registered trademark of Amazon Inc.® Apple Inc® and Amazon Inc® are not participants in or sponsors of this program. Limit one account per SSN.  Transfers between accounts do not count as qualifying transactions.