Love your savings.

Everyone is looking for ways to save money, and that's just what Love My Credit Union Rewards is all about. 

LA Financial is excited to offer you, our member, exclusive discounts and benefits on products and services you use every day. Credit union members have already saved over $1 billion with Love My Credit Union Rewards discounts. So along with lower loan rates and fewer fees, here’s another way you can save even more.

·         Exclusive discounted pricing on most new Chevy, Buick, or GMC vehicles with the Credit Union Member Discount from GM

·         Save 10% on select regularly priced Sprint monthly service; businesses save 15% on select regularly priced Sprint monthly service. Plus, waived activation and upgrade fees (up to $36 savings for each)

·         Savings of up to 50% off other popular plans from Credit Union Auto Club

·         Save up to $15 on TurboTax Federal tax products

·         Save on services for your home from ADT, DIRECTV, Allied, and more

·         Earn cash back when you shop at over 1,500 online retailers with Love to Shop

The more offers you take advantage of, the more you save.  Start saving today at LoveMyCreditUnion.org.

Get Your Pre-Approval

Get pre-approved for an auto loan before you shop! Knowing how much car you can afford will come in handy when you’re trying to negotiate a deal. In addition knowing what you can afford will save you time by leading you straight to vehicles in your price range. Apply online here.

We Lowered Our Adjustable Mortgage Rates

The many benefits of owning your own home are legendary: tax deductions for mortgage payments (consult your tax advisor). . . the most solid hedge against inflation. . .and the opportunity to build equity over the years. . .are just a few. Homeownership is the American Dream. But unlocking that dream can be daunting these days.

Still, it does not have to be out of reach. The key is to get a mortgage that makes a new home fit into your budget from the start.

That’s where LA Financial comes in. Our always-superior home loans just got even better! Case in point: As of September 2nd, the rate on our most popular mortgage — the 5/1 Adjustable Rate Mortgage (ARM) — has been lowered. The new rate is just 2.889% APR*, fixed for 5 years (as the name implies), and adjusted thereafter for the remainder of the 30-year term. Amortized comfortably over the 30 years, this loan is designed to be affordable. At 2.889%APR, you pay only $415 per $100,000 borrowed. But the new super-low rate is not the only reason why our 5/1 ARM is super-desirable. Like our other conforming Adjustable Rate Mortgages — the 3/1, 7/1 and 10/1 ARM — this special loan features:

• NO points

• NO PMI (Private Mortgage Insurance)

• PLUS, amounts as high as 90% loan-to-value.

In short, your out-of-pocket costs are kept to a minimum.

Of course, we also offer all manner of First and Second Trust Deeds, including fixed-rate home loans, Conforming Loans (up to $417,000) and Super-Conforming Loans (up to $625,500), and terms of 10, 15, 20 and 30 years.

To find out what loan best suits your needs, visit our website at www.lafinancial.org or contact a Real Estate Representative at 800.894.1200 for more information and a rate quote. You can also apply online, at your convenience.

* For a $417,000 5/1 ARM loan for 30 years at an initial interest rate of 2.875%, the APR is 2.889%. A 5/1 ARM loan has a fixed interest rate for the first 5 years. After 5 years, the rate can change once every year for the remaining life of the adjustable-rate mortgage.  When the rate changes, the monthly payments will increase if rates go up and decrease if rates fall. Rate changes can occur annually according to the market index. For ARM interest rates, at adjustment, the new mortgage rate will be the weekly average yield on United States Treasury Securities adjusted to a constant maturity of 1 year, as made available by the Federal Reserve Board, plus a margin of 2.750% subject to annual and lifetime adjustment caps. Interest rate and APR is based on current market rates, for properties located in the states of California and Arizona. These rates are not guaranteed, are current as of 9/23/14, are subject to change without notice and may be subject to pricing add-ons related to property type, loan-to- value, credit score, occupancy type, and other variables. Monthly payment does not include taxes or insurance so the actual monthly cost may be greater. Call for details. This is not a credit decision or a commitment to lend.

LA Financial Staff raised $1780 for Children's Miracle Network Hospitals

Members of our staff donated $25 to wear jeans on the five Wednesday's leading up to September 10th. Our goal was to raise $1,000 for Children's Miracle Network Hospitals and we have exceeded our goal and raised $1,780. Awesome job LA Financial Staff!!!

Now, Our Vehicle Loan Rates are the SAME for New, Used and Refinanced!

As Good As New!! L.A. Financial has done it again!  We've revved up the savings when it comes to buying a pre-owned car, truck or van...or refinancing the one you have...by down-shifting our used car loan rates to match those of new cars. As of September 2nd, our Used Vehicle Loans will feature the same rock-bottom rates - as low as 1.90% APR - once reserved for our New Vehicle Loans!    And like their "new" counterparts, these winning rates come with terms up to 5 years.In dollars and cents, that means you don't need a down payment.  And your monthly payments will be just $17.49 for every $1,000 borrowed for five years.  Now that's affordable!  But it gets better.  We offer even longer terms - six and seven years - at slightly higher rates, to provide smaller monthly payments for larger loan amounts.  Here again, these same rates and terms are available on used vehicle loans. As low as 2.15% APR on 6 year terms ($14.83 per $1,000 borrowed) As low as 2.40% APR on 7 year terms ($12.96 per $1,000 borrowed) Now, here's the amazing part: This exceptional opportunity is not just intended for "pre-owned" vehicles a couple years old.  Our "good as new" rates and terms apply to all vehicles - cars, trucks, and vans - UP TO 10 YEARS OLD! This gives you maximum flexibility when you shop for a pre-owned car.... or if you decide to refinance your current vehicle financed with another lender, or owned free and clear.  That's right.  You can use your paid-off car, up to 10 years old, to secure a loan with rates as low as 1.90% APR and get the cash back!  And at LA Financial, there are no loan origination fees, and no pre-payment penalties...ever.  Got the old car blues?  Visit us at www.lafinancial.org, use our rate calculators, and find out how much money you can save.  Then get pre-approved today so you can shop with the power of cash in hand.  Get your best deal with a vehicle loan that's as good as new. * APR= Annual Percentage Rate.  Discounted rate includes 0.50% reduction for checking account with Direct Deposit -OR- 0.25% reduction for automatic payment & 0.25% reduction  for Direct Deposit/Payroll Deduction (maximum 0.50% total rate discount per loan). 100% Loan-to-Value on all cash-out refinances. Maximum mileage 100,000 (36-60 months) 85,000 (72 months) 50,000 (84 months) Maximum loan amount $150,000.  All rates are quoted on approved credit as Annual Percentage Rates (APRs). Some restrictions may apply. Loan approval subject to credit and income evaluation. Consumer loan rates may vary depending on credit profile, term, mileage, and the amount financed. Rates and terms are subject to change without notice.