Sprig: a new kind of branch

Sprig: a new kind of branch

Some of you may have a savings account with one credit union, a checking account at another – maybe even a credit card at a third. Now there is a way to manage your accounts at multiple credit unions all in one centralized location. It’s called Sprig and it’s available through your PC, mobile apps, or text banking.

Sprig is a free service that provides a new way to view and transfer money between accounts at different credit unions, including LA Financial, that participate in Shared Branching.

Sprig is based on the concept of a “wallet”, which you create using one of your credit union accounts. Once you have a Sprig Wallet, you can add more accounts to it, from as many participating institutions as you wish. Through your Sprig Wallet, you can view the balances, available credit, due dates, and transaction history from multiple credit unions all in one place. And you can instantly transfer funds between institutions.

Need to deposit a check? Instead of driving to a branch, just reach for your phone! Use the Sprig app to capture the front and back of your check and submit your deposit . Anytime-- anywhere.

Learn more and get started at http://www.getsprig.com/.

Social Networking Caution

Money Smarts
Social Networking Caution
I would like to use this blog post to remind everyone about the dangers of social networking.

According to AOL Original, 53 percent of fresh college grads are either unemployed or underemployed. One way to prevent being unemployed is to do a sweep of the social networking sites you use. This purpose is to avoid the red flags: provocative photographs, inappropriate remarks, illegal activities, discriminatory or insensitive language, negative comments.

Inappropriate content can even cause you to lose a scholarship. A good way to use social networking is to highlight accomplishments and avoid complaining.

In addition, changing your privacy settings is a great way to add security to your profiles.

I would also advise writing with correct grammar on these sites because employers and scholarship committees like to see consistently good writing.

If you are asked to “like” a page or friend a representative, you are definitely on notice that your profile will be examined shortly.
Overall, be aware that your online activities can reduce your opportunities if you let them.
What is your experience with having your social networking sites visited by employers, future employers, scholarship committee members, and so forth?
 
BLOGGER BIO
NAME: Bridget
ABOUT ME: I'm a first year law student at the University of Chicago Law School. This summer, I will be in San Diego for six weeks completing a law school prep program. I am also attending a conference at Wake Forest University called Liberty and Society. In between my programs, I will be volunteering at my local library. I miss working at the Franklin Mint Federal Credit Union as I have done in previous summers. I graduated from the Robert E. Cook Honors College at the Indiana University of Pennsylvania in May 2011, and this is a very exciting time in my life.

Auto Loan Rates At All Time Low!!

Great News!!! We drastically reduced our new auto loan rates as low as 2% APR* for up to 60 months.  Best of all, we're still offering the $198 rebate on all new and used cars, trucks and motorcycles.  Click here to apply.

*As low as 2.00% APR for 60 months on new autos, light trucks, and motorcycles includes 0.25% reduction for automatic payment and 0.25% reduction for Direct Deposit/Payroll Deduction. Based on 100% of purchase price plus tax and license on dealer purchase. Representative monthly payment for each $1,000 borrowed at 2.00% for 60 months = $17.75 APR.

Bloggers Needed

Got opinions? Want an audience? Like to be in the dialogue?


If you're selected as one of the C-Note bloggers, we'll pay $1,200 for the privilege of promoting you every week for a whole year, starting June 4!

For this blogging position, you must be in high school (ninth through 12th grade) in the fall of 2012 or, if homeschooled, of high school age.

As a blogger, you'll have your own title for your series of posts. You can see the titles we're using now, "Under the Flourescent" and "Money Smarts," on this page [link to http://googolplex.cuna.org/11078/cnote/blog/] . Scroll down to the bottom of the display and click on the archive links to see previous series titles.

It's a fantastic opportunity to showcase and develop your writing skills and be a part of the blogging community—while getting paid. Sound like a fun way to earn 100 bucks every four weeks?

Visit our current bloggers to learn a little about them, and to visualize yourself in their shoes over the next year. Then, send your request for the application and job description to Corey Pratt, C-Note college intern:

• E-mail: cpratt@cuna.coop

• Phone: 608-231-4051

Completed applications are due April 30, 2012.

We take your privacy seriously on C-Note and do not display your last name or sell your information to third parties. You'll never have to worry about spam from us filling up your inbox!

Happy Valentines Day!!

Wishing you and your loved ones a very Happy Valentine's Day. We LOVE our members and are so grateful to have members like you.

VISA London 2012 Olympic Games Sweepstakes

Why watch the London 2012 Olympic Games on TV when you have a chance to win a fabulous trip courtesy of Visa. Visa and LA Financial want you to experience the games LIVE. You could travel to London, England and attend the London 2012 Olympic Games.

Turn your everyday purchases into a chance to win.* Sign when you use your LA Financial CU Visa Debit  or VISA Credit card between February 1, 2012 and April 30, 2012, and you will be automatically entered for a chance to win* a trip for two to the London 2012 Olympic Games!*

The winner will win the following:

• 4 day, 3 night trip for 2 to the London 2012 Olympic Games
• Roundtrip airfare and local transportation for 2
• Four-star hotel accommodations including daily breakfast
• Tickets to London 2012 Olympic sport events

The sweepstakes will run from February 1 through April 30, 2012. Cardholders will have a chance to win this trip by simply signing for a transaction during this time frame. PIN purchases do not qualify. For more information and complete rules, click here.
 
*NO PURCHASE OR OBLIGATION NECESSARY TO ENTER OR WIN. Non-Purchase Entries and Purchase Entries have an Equal Chance of Winning. Open to legal U.S. residents, 18 and older as of 2/1/12. For details on Non-Purchase Entries. click here for Official Rules and complete details. Void where prohibited. Sweepstakes ends April 30, 2012.

anytimeMobile (Mobile Banking)

LA Financial's anytimeMobile (Mobile Banking) is like having the convenience and security of anytimeBanking in the palm of your hand. As long as you're an active anytimeBanking user and have a Smartphone with Internet access, you can view your accounts and make transactions. You can also use the service through a handy App or your iphone or Android phone. It goes with you anyTime, anyPlace, anyWhere!

Here's what you can do with anytimeMobile:
• View Account Histories

• Make Balance Inquiries
• Pay Bills
• Make Fund Transfers within your account or out to other members
• Make Online Loan Payments
• Find ATM Locations
• Find Branch or Shared Branch Locations

Download the App

Download an App to start using LA Financial's Mobile Banking on your iPhone or Android phone. And for you Blackberry users, we've got a shortcut just for you!

• iPhone - Download "LA Financial" http://itunes.apple.com/us/app/la-financial-mobile-banking/id487390514?mt=8 from iPhone App Store.
• Android - Download "LA Financial" https://market.android.com/developer?pub=LA+Financial from the Android Market.
• Blackberry - Visit https://mobile.lafinancial.org

If you have questions about using Mobile Banking, just call us at (800) 894-1200 and we'll help you get started.

Celebrate Our 75th Anniversary with our $75-A-Day Giveaway Sweepstakes!!!

Just use one of the following free services and be enrolled to win $75 Monday through Friday - all year long:

• anytimeMobile
• eStatement
• anytimeBillPay

 Winners will be notified by email. $75 will be deposited into the winner's accounts!!! No purchase necessary.   Click here for more information.  Click here for sweepstakes rules.

Introducing...anytimeMobile (Mobile Banking)!

You'll love our new FREE app for your iPhone or Android. Check Balances, View Transactions, Transfer Funds, Pay Bills/Loans, Find ATM and Branch Locations and more!!! Search for LA Financial Credit Union at your App Store to get your FREE App Today!!

VISA London 2012 Olympic Games Sweepstakes

LA Financial has enrolled in a Visa sweepstakes being offered by PSCU. Our Debit and Credit cardholders will have a chance to win a trip to the 2012 Olympic Games which will be held in London.


The winner will win the following:

• 4 day, 3 night trip for 2 to the London 2012 Olympic Games
• Roundtrip airfare and local transportation for 2
• Four-star hotel accommodations including daily breakfast
• Tickets to London 2012 Olympic sport events
The sweepstakes will run from February 1 through April 30, 2012. Cardholders will have a chance to win this trip by simply signing for a transaction during this time frame. PIN purchases do not qualify.