Another Happy Auto Expert Member

Another happy member who purchased his car using our Auto Expert car buying service. Auto Expert will find the exact new or used car that you are looking for, negotiate the deal for you and deliver the car to you on the same day that you sign loan documents. You never need to step foot in a dealership and you'll walk away with a great deal. http://www.autoexpertonline.com/index_lafcu.asp

Join the LA Financial Credit Union team for the 2014 Walk for Kids!

Registration for the 2014 Walk for Kids is open! Please join us for a morning of family fun and community solidarity as we walk hand-in-hand to benefit an organization that brings joy, cheer, and respite to children with special needs and their families. Whether you sign on as a walker, a donor, or both, your participation will help bring laughter and hope to some truly special children.

Attention Apple Users!!!

Apple issued an important security update for mobile devices on Friday, Feb 21st. You should install this update as soon as you can to ensure your information is as safe as possible.

Please download and install iOS 7.0.6. If you're using iOS 6, download and install 6.1.6.

Tap Settings / General / Software Update / Download and Install.

You must be connected to a wifi network in order to download and install the update.

Additional details from Apple are available here: https://support.apple.com/kb/HT6147

Our Members have Donated 239 Meals...Have You MOGLed Yet?

In November we rolled out our MOGL restaurant rewards program and so far our members have MOGLed 560 times and they've received $1,426.60 in cash back. Best of all, 239 meals have been donated to the local food bank. For more information, go to http://lafinancial.mogl.com

Give Your Sweetie Something Special This Valentine's Day!

You'll love our low rates, low payments and flexible terms. Check out our new auto loan calculator to see just how low your payment will be. Click here for auto loan calcubot.

Long Term Care Protection is the Cornerstone of a Complete Retirement Plan

Research Your Long Term Care Options Before Rates Change One of the greatest risks to your retirement is finding an affordable way to fund the potential need for extended care, whether in your home or a facility. Recent studies show that as many as 70% of Americans underestimate the cost of care¹, while 56% overestimate the cost of the insurance that would defray those very costs.² Education is clearly vital. But delay can be dire. The average time elapsed between initial awareness of long-term care insurance and purchase is 7-years³, ample time for a thoughtful decision. In the meantime, life-altering events can occur which leave one with few or no options. Nothing impacts policy pricing more than age and health. Statistically speaking, between the ages of 50 and 60 your chances of receiving a “Good Health” discount decrease by 1/3rd⁴. Compounding that risk is your annual age-change—an inevitable fact which determines your base rate for the life of your policy. Combined with the risk of other discounts disappearing without prior notice, we call this “the cost of waiting”. It means there’s never been a better time for both men and women to research your LTC options than now. Regardless of your present age and health, waiting to start your planning will always cost more in the long run—assuming you can still qualify when you’re ready. Our credit union sponsored program offers no-risk consultations. Click on the link below to download a free “10-Point Checklist” and then schedule your risk-free consultation by phone. You’ll be glad you did. Click here for more info.

Safety Tips for Mobile Devices

Smartphones - Cell Phones - Tablets

The use of the Internet and Apps on mobile devices is growing in popularity.  Because of this, it's important to know the potential risks when using mobile devices and ways to protect yourself.  Here are some things to consider:

Set passwords and auto lockout features.  Be sure your password is not easy to guess, and employ the use of an auto lockout feature when the device is inactive.

Update your software.  Apple and Andriod have security upgrades for their software.  Upgrades are not always automatic, so check your mobile device to see if your softwear is up-to-date.

Install anti-malware software onto your phone. There are a number of software services available to help protect against software attacks such as a virus, worm or Trojan horse.

Security for Online Banking on a computer also applies to phones. Guard against email and text message scams that attempt to get your personal information. Do not share personal information via email or text messages. LA Financial never solicits personal information.

Take care when using Wi-Fi. If you use Wi-Fi, be sure to use a secure Wi-Fi connection when conducting personal business on a mobile device. Free Public Wi-Fi access that does not require a user name and password is not secure. For websites that require login, look for he letter "s" in the "https" web site address and encrypted software or the lock symbol.  LA Financial's Mobile Banking Site and Apps are encrypted which means they are protected.

Download secure apps from reliable sources. Be sure you are downloading from an original source store. Links or unreliable sources have the potential for obtaining malware or a virus.  LA Financial Apps for Apple and Android ar secure and ony available from the Apple iTunes App Store or Google Play Store.

While LA Financial works to ensure member protection when using credit union systems and services,  we hope you will be aware of ways to protect yourself when using moble devices.  In addition, please contact us if you suspect your personal information has been compromised or fraud on your account has occurred.

Our members are automatically entered to win $250 just by using their CU debit or credit card at any Mogl restaurant

LA Financial members are automatically entered to win $250 just by using their LA Financial debit or credit card at any MOGL restaurant.  For more information or to find a participating restaurant, download the Mogl app or go to http://lafinancial.mogl.com/

Save up to 15% with Turbo Tax

Save up to 15% with Turbo Tax

This year, accomplish something you never thought possible – do your own taxes. With TurboTax, you can be confident they’ll be done right. Plus, LA Financial Credit Union members save up to $15 on TurboTax federal products.

• No tax knowledge needed. TurboTax translates taxes into simple questions about your life, and puts your information in the right places for you.

• Double checks as you go. TurboTax coaches you every step of the way and automatically double checks your return for errors.

• You’re never alone. If you have questions, TurboTax has answers and is ready to help.

As always, with TurboTax you’re guaranteed to get your maximum refund – or your money back.1

Get started with TurboTax today and save!  Click here!!

TurboTax Disclaimer:
1 Maximum (Biggest) Refund Guaranteed or Your Money Back: If you get a larger refund or smaller tax due from another tax preparation method, we’ll refund the applicable TurboTax or SnapTax federal and/or state purchase price paid. TurboTax Online Federal Free Edition customers are entitled to payment of $14.99 and a refund of your state purchase price paid. Claims must be submitted within sixty (60) days of your TurboTax or SnapTax filing date and no later than 6/15/14. Efile, Audit Defense, Ask a Tax Expert, Refund Transfer and technical support fees are excluded. This guarantee cannot be combined with the TurboTax Satisfaction (Easy) Guarantee.

© 2013-2014 Intuit Inc. All rights reserved. State filing charges apply. Limited time offer for TurboTax 2013. Terms, conditions, features, availability, pricing, fees, service and support options subject to change without notice. Intuit, TurboTax and TurboTax Online, among others, are registered trademarks and/or service marks of Intuit Inc. in the United States and other countries. Other parties' trademarks or service marks are the property of their respective owners.

Important Message Regarding Target Data Breach

A Message for Members about Account Security


The recent data breach announced by Target at its stores in the U.S. between November 27 and December 15 has created a high number of inquiries from LA Financial Credit Union members regarding the security of their credit and debit card accounts.

We want to assure members that your accounts with us are monitored 24/7 by an experienced team of security professionals for any suspicious or potentially fraudulent activity. LA Financial Credit Union employs the most advanced fraud detection and prevention technology to guard members’ credit and debit accounts against unauthorized access and use. Here’s a quick update for your peace of mind:

• We are aware of the accounts that are known to have been used at Target stores on the dates noted above and we are watching the activity on these accounts closely.

• Our member service contact centers are experiencing unusually high call volume as a result of this breach and the coverage it has received in the media. Unless you see any suspect transactions on your LA Financial Credit Union credit or debit accounts, there is no need to call.

• If our security team observes any unusual activity on member accounts, we will contact members immediately to determine whether the transaction activity is legitimate and authorized.

• It is also a good practice for members to keep a watchful eye on their accounts and transactions and look for any unauthorized activity or purchases. VISA Credit and Debit transactions can be viewed 24/7 with anytimeBanking.

We will continue to monitor all members’ accounts for suspicious activity. Thank you for being a valued member of LA Financial Credit Union.