Monday, July 25, 2011

Email etiquette (netiquette)

Email as a medium of communication has become an almost indispensable tool for business, educational, social and personal purposes. There are no 'official' rules governing electronic communication. So beware people telling you there is one right way, they are assuming too much. As a general rule though, netiquette involves the same principles as plain old etiquette -- basic courtesy, respect and ethics.

By following the principles outlined below, the recipient of your email will be more likely to read and act, if not be favourably impressed by your message:
  • Subject line to summarise the message. Make the Subject line summarise the body of the e-mail. Ask yourself, 'will the recipient(s) know what this e-mail is about'. For example, Instead of Subject: Exam, say Subject: Location of 1508INT Exam, 23 July 05.
  • Keep it concise. Keep messages brief and to the point, but not so brief that it causes the problem outlined in the previous point. This includes deleting any irrelevant text when an email has been back and forth several times. No-one wants to scroll down through pages of text in order to reach the message they want to read. If the sense of the email will be lost by deleting that text, however, leave it in.
  • Reply within 24 hours. Try to reply within 24 hours, less if possible. In fact, get in the habit of replying immediately -- it is the polite thing to do, and the recipient will appreciate a prompt reply. It also makes you look efficient. The longer you leave it to reply, the more likely you will forget or have too big a log-jam of unanswered email.
  • Allow time for a reply. E-mail messages are not usually required to be answered immediately, though it is good practice if you do. Before sending a reminder, allow some time for a response, some times even a few days. Not everyone is online 24 hours a day.
  • Use the BCC field when sending bulk email. If you're sending email to a whole list of people, put their email addresses in the BCC field. That way, the privacy of the recipient is respected, and spammers cannot harvest the email addresses for their dastardly purposes.
  • Don't shout at people or threaten them. Don't use all capital letters, (UPPERCASE), or oversized fonts. The reader will likely feel they are being shouted at, or even threatened. If you must use UPPERCASE, use it very sparingly and only to emphasise a particularly important point. Ask yourself, 'if I was talking to the recipient face to face, would I be raising my voice to them?' One way to add emphasis is to enclose the word/phrase with an asterisk, for example "It is *important* not to shout at people by using UPPERCASE". Large sized fonts (greater than 12) are useful for people with visual impairment, but are not appropriate for general use.
  • Avoid angry outbursts.. Don't send or reply to email when you are angry. Wait until you have calmed down, then compose the email. Once written and sent, it can't be recalled. Angry or intemperate email has a way of rebounding on the sender. As a guide, ask yourself, 'would I say this to the person's face?'
  • Correct punctuate and grammar. Use punctuation in a normal manner. One exclamation point is just as effective as five !!!!! Use correct grammar as with any written message.
  • Keep the thread. When replying to an e-mail, use the reply option on the sidebar in your mail. This will keep the message in the "thread", and make it easier for the recipient to follow.
  • Spelling. Check your spelling! If you don't know how to spell something, look it up.
  • Don't Reply to All unless necessary. Think twice about sending a reply to everyone. Perhaps only selected people need to see this email. Sending it to everyone may simply be contributing to an already cluttered In-Tray.
  • Email is not confidential. It is almost laughably easy for the contents of your email to be read by others without your knowledge. So its wise to avoid saying anything you wouldn't write on the back of a postcard. Also, if you work within an organisation, rather than directly connected to an ISP (internet service provider) its becoming more likely that every email you send and receive is scanned for certain words that are 'deemed unacceptable'. Email with 'unacceptable' content is quarantined, and record is kept. People can be disciplined or fired if they send or receive too much such email. The organisation has every user sign an 'acceptable use' contract as a condition of their having an email account. That way, the employee can be deemed to have broken the contract, justifying disciplining him or her.
  • Correct priority. Avoid marking an email 'high priority' when it is really 'normal' priority.
If all this seems too prescriptive, feel free to ignore any or all of it. It makes no guarantees; it is simply a guide to writing email that if applied sensibly will enable you to have constructive relations with people via the medium of email. Good luck!

Tuesday, July 19, 2011

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Monday, July 18, 2011

LA Financial Receives 4-Star Rating

LA Financial has been rated "Excellent, 4-Star," by Bauer Financial Inc, the nation's leading independent bank rating firm. This unbiased rating is based on financial data provided to federal regulators. For more information, please visit http://www.bauerfinancial.com/.

You Can Count on LA Financial Federal Credit Union

As a LA Financial Credit Union member, you can be assured that your deposits are safe here. The credit union maintains 8.20% in capital reserves—which protects the institution in times of economic downturns—and is a measurement of strength that few banks or credit unions can match, nationwide. The credit union's strength is backed by federal insurance—the full faith and credit of the United States government. LA Financial's deposits are federally insured up to $250,000 per member by the National Credit Union Administration (plus another $250,000 on your IRA).
Your combined balances in your LA Financial savings, checking, money market, and certificate accounts are insured up to $250,000. However, your accounts can be structured for additional coverage. Please visit the NCUA's Share Insurance Estimator for more information. A summary brochure, provided by the NCUA, is available by clicking here.

Notice of Changes in Temporary NCUA (National Credit Union Administration) Insurance Coverage for Transaction (Checking) Accounts
All funds in a "noninterest-bearing transaction account" are insured in full by the NCUA through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to members under the NCUA's general share insurance rules.

Thursday, July 7, 2011

The Short and Simple Story of the Credit Crisis



The Crisis of Credit Visualized from Jonathan Jarvis on Vimeo.

Crisisofcredit.com
The goal of giving form to a complex situation like the credit crisis is to quickly supply the essence of the situation to those unfamiliar and uninitiated. This project was completed as part of my thesis work in the Media Design Program, a graduate studio at the Art Center College of Design in Pasadena, California.

For more on my broader thesis work exploring the use of new media to make sense of a increasingly complex world, visit jonathanjarvis.com.
Support the project and buy a T-Shirt! cafepress.com/​crisisofcredit
© Copyright 2009 Jonathan Jarvis