Friday, May 3, 2013

Los Angeles Rates webpage has posted a nice article about LA Financial Credit Union!!!




Buying a car is a long process, especially when it comes to the less exciting parts like shopping for auto financing. It can be fun to make a list of what you’re looking for in a new car — sunroof, heated seats, power steering or a certain make or model — but it can be harder to decide what features you are looking for in Los Angeles car loans, and to find the best credit union or bank to fit your auto financing needs.

However, with LA Financial Credit Union, you can skip the headache of searching for a good auto loan deal and just enjoy choosing your new ride. This credit union is currently offering some of the best auto rates in Los Angeles, starting as low as 1.90% annual percentage rate (APR)* for new cars.

LA Financial’s Los Angeles Car Loans: Great Terms & Low Rates

LA Financial is offering a variety of Los Angeles car loans that make it easier, faster, and more affordable to get the vehicle of your dreams. Whether you’ve been eyeing the latest and greatest model, or are looking for a reliable but used car for your teen to drive, LA Financial offers great auto loan rates and flexible financing to meet your needs.

1.90% APR for Los Angeles Car Loans for New Vehicles

LA Financial’s most notable offer is the current starting rate of 1.90% APR on new cars!

One of the best auto rates in Los Angeles, you’re unlikely to find another institution that can beat it. This auto loan rate applies to new vehicles with model years 2012 or 2013, with less than 6,000 miles. Borrowers can secure up to 100% financing and auto loan terms up to 60 months, making monthly payments very affordable — as low as $17.50 per $1,000 borrowed.

2.40% APR for Pre-Owned Vehicle Loans

LA Financial is striving to offer the best auto rate in Los Angeles for pre-owned vehicles, too! For pre-owned vehicles years 2008 to 2012, car loan rates start at a low 2.40% APR. This competitive rate combines with terms of up to 60 months for monthly payments at just $17.72 per $1,000 borrowed, to save you money both now and in the long-run.

In addition to powering the purchase of a vehicle, these great Los Angeles car loans can also be used to refinance your current auto loan at a lower rate and better terms for you.

Apply for an Auto Loan with LA Financial

LA Financial Credit Union has been a trusted name in the Los Angeles financial community since 1937, and has been a rock that has helped members weather all kinds of financial storms, from the Great Depression to the recent recession. They offer the stability that comes from a large, established financial institution, combined with the community awareness, flexibility and great service members expect from their local credit union.

They bring this commitment to excellence in their offering of Los Angeles car loans, ensuring they provide members with real solutions. Applying for an auto loan with LA Financial is easy: Simply visit www.lafinancial.org to learn more about their auto financing and to apply, or call (800) 894-1200 to speak with a loan officer.

* APR= Annual Percentage Rate. Based on 100% of purchase price plus tax and license on dealer purchase.

Private party purchase requires DMV paperwork and 100% retail Kelley Blue Book price. Available on approved credit. Must qualify for loan under LA Financial Credit Union/Havasu Community Credit Union guidelines, including age and value of auto. Annual Percentage Rate (APR) may vary according to length of term, age of vehicle and your creditworthiness. As low as 1.90% APR for 60 months on new autos, light trucks, and motorcycles includes 0.25% reduction for automatic payment and 0.25% reduction for Direct Deposit/Payroll Deduction. Based on 100%of purchase price for new cars; 100% of Kelley Blue Book retail price for used cars. LA Financial Credit Union and Havasu Community Credit Union are Equal Opportunity Lenders.

http://www.losangelesbankingrates.com/auto-loan-rates/la-financial-credit-union-best-auto-rates-in-los-angeles/

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