Thursday, September 4, 2014

Now, Our Vehicle Loan Rates are the SAME for New, Used and Refinanced!

As Good As New!!
L.A. Financial has done it again!  We've revved up the savings when it comes to buying a pre-owned car, truck or van...or refinancing the one you have...by down-shifting our used car loan rates to match those of new cars.


As of September 2nd, our Used Vehicle Loans will feature the same rock-bottom rates - as low as 1.90% APR - once reserved for our New Vehicle Loans!    And like their "new" counterparts, these winning rates come with terms up to 5 years.In dollars and cents, that means you don't need a down payment.  And your monthly payments will be just $17.49 for every $1,000 borrowed for five years.  Now that's affordable!  But it gets better.  We offer even longer terms - six and seven years - at slightly higher rates, to provide smaller monthly payments for larger loan amounts.  Here again, these same rates and terms are available on used vehicle loans.
  • As low as 2.15% APR on 6 year terms ($14.83 per $1,000 borrowed)
  • As low as 2.40% APR on 7 year terms ($12.96 per $1,000 borrowed)
Now, here's the amazing part: This exceptional opportunity is not just intended for "pre-owned" vehicles a couple years old.  Our "good as new" rates and terms apply to all vehicles - cars, trucks, and vans - UP TO 10 YEARS OLD!

This gives you maximum flexibility when you shop for a pre-owned car.... or if you decide to refinance your current vehicle financed with another lender, or owned free and clear.  That's right.  You can use your paid-off car, up to 10 years old, to secure a loan with rates as low as 1.90% APR and get the cash back!  And at LA Financial, there are no loan origination fees, and no pre-payment penalties...ever. 

Got the old car blues?  Visit us at www.lafinancial.org, use our rate calculators, and find out how much money you can save.  Then get pre-approved today so you can shop with the power of cash in hand.  Get your best deal with a vehicle loan that's as good as new.

* APR= Annual Percentage Rate.  Discounted rate includes 0.50% reduction for checking account with Direct Deposit -OR- 0.25% reduction for automatic payment & 0.25% reduction  for Direct Deposit/Payroll Deduction (maximum 0.50% total rate discount per loan). 100% Loan-to-Value on all cash-out refinances. Maximum mileage 100,000 (36-60 months) 85,000 (72 months) 50,000 (84 months) Maximum loan amount $150,000.  All rates are quoted on approved credit as Annual Percentage Rates (APRs). Some restrictions may apply. Loan approval subject to credit and income evaluation. Consumer loan rates may vary depending on credit profile, term, mileage, and the amount financed. Rates and terms are subject to change without notice.



No comments:

Post a Comment